Ronald D. Birnbaum, CLU, ChFC, CASL™ has been in the financial services and estate planning industry since 1994. His firm specializes in estate and financial planning for high-net worth clients. Ron helps his clients enhance their wealth while avoiding paying unnecessary taxes - reducing income taxes, capital gains taxes, and estate taxes. Ron’s expertise includes alternative investments such as real estate and Oil & Gas investments, as well as IRA/Qualified Plan distribution & income planning. Ron's firm is in Newton MA and has clients throughout the United States. In his spare time, Ron is an avid golfer and accomplished chess player.
Steven C. Carhart, CFA, is a veteran investment and research professional with extensive portfolio management experience. His previous experience included three years as Vice President and portfolio manager of a major mutual fund at Pioneer Investment Management and five years as Vice President and portfolio manager of the Baker Fentress closed end mutual fund. Steve resides in Manchester by the Sea with his wife and son and has been active in a number of community youth activities, the MIT Alumni Association, the North Shore Technology Council, and the First Parish Church Congregational in Manchester. Steve is an avid fisherman and sports car enthusiast.